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Are you looking to crunch some numbers? Our mortgage Calculator can provide you with an idea of what your monthly mortgage payment will be.
mortgage calculator

 

The majority of people looking to purchase a home will opt for a residential mortgage, but even here there are a variety of options available to cover the whole of the market:

Offset Mortgages

Offset mortgages allow you to offset any money in your current account against your mortgage, so you only pay interest on the difference. ie if you've a £100k mortgage and £50k in your offset account, you only pay interest on £50k of your mortgage. As the savings for offset mortgages aren't currently taxed, it can be an efficient way for high rate tax payers to use their money.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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